Dallaire Realty

For starters, you want to determine why you are selling your home. Are you looking to upgrade, downgrade, or get a return on your investment? It is important for you to nail down exactly why you are selling your home so you can prepare yourself for the reality of putting your home on the market.

“Timing is Everything” and you want to make sure your timing is right. We can help you decide what the current market conditions are and when the best time is for you to sell your home and buy a replacement.

One of the most important aspects of selling your home is getting a good handle on your current financial situation and what you plan to do after the sale of your home. We will help you navigate how to get the most money for your sale and the best deal when purchasing your new home.

It is important for you to have an accurate value for your home before you put it on the market. This way you will have an idea of what you can list your home for in comparison to what you paid or currently owe. We will help you with this process and will ensure you are starting off on the right foot.

Showing your home can be one of the most fun and exciting aspects of the entire sales process. It allows you to take pride in what you have and “show off” a little bit. It is very important for the exterior and interior of the home to be clean and tidy, and for you to not be in the home during showings.

Congratulations, someone wants to buy your home! Sometimes you will get lucky and get the perfect offer, but in most cases there is going to be a bit of back and forth to make sure everyone is happy. The negotiations usually revolve around terms, conditions and pricing. We will help you navigate all of those details and will provide guidance when it comes to selling your home for the best price.

Once an official offer is agreed upon, you will enter what is called the “Conditional Period.” This time will encompass a few things that come into play before your home is officially sold. These might include the buyer’s mortgage approval, any home inspections or repairs, home insurance approval and the appraisal.

Before you turn over the keys, there are a few things that need to be wrapped up. Usually there will be a final walk-through either a few days before or on closing day. This is done to ensure that everything is still in good condition and working order. It is a good idea to make sure you have everything moved out of the house before the final closing day, that way there is nothing holding up the process. Once the title transfer process and paperwork is complete, it is time to celebrate because you sold your home!

Owning your own home is about more than just being able to decorate any way you like, it’s about being prepared to maintain your home over the years, realizing that part of your income and time will go towards repairs and maintenance. It’s about being willing to take the risks of home ownership with a realistic expectation of the rewards.

It can be discouraging to find that your salary won’t stretch as far as the home you want to own. However, sacrificing a huge part of your income just to pay the mortgage can very quickly make home ownership a burden rather than a point of pride. It’s better to buy a modest home now and look at purchasing your “dream home” in a few years.

This is something that lenders take very seriously. Your overall debt should not be more than 40% of your income, and your housing debt should not be more than 32%. What 32% of your income will buy depends on where you want to live. In rural or downtrodden areas for example, it can buy a very comfortable residence and ample acreage. In highly sought-after urban areas however, it may not even buy a 400 square foot bachelor suite.

Do you like the idea of cleaning your own gutters? Do you shudder at the thought of lawn care? Would you rather just pay a fee every month and have everything done for you?. Would obeying rules about when you can have your garbage cans out bother you, or do you want to live in a neighborhood where everything is ‘just so’? The answers to these questions can help you narrow down the search for the right type of property for you.

The first question many people ask is “Am I ready to buy?” and the answer to that question will vary from person to person. When you buy a home, you are making an important investment for you and your family’s future and it isn’t something that should be taken lightly. You will have to consider your current debt, money for a downpayment, and whether or not you are ready for a monthly mortgage payment.

Trying to determine how to prepare to buy a home can sometimes be overwhelming. There are a lot of different sources of information on the topic and sometimes you can get lost in all of the noise. A few things you can do to prepare are: Checking your credit, paying off your current debt, saving for a downpayment, and get an idea of how much you want to spend on a home.

Knowing you financial situation’s specifics and a full breakdown of your monthly income and expenses are a great place to start. Once you have those items figured out, you will have a solid understanding of what your budget will be.

Now we can get to the fun part, looking for your new home! Our team is full of experts in this process and can help you find the best home that meets your requirements without breaking the bank. You should consider what your wants and needs are and compare those to your budget requirements to find the best neighborhood to search in–then we can find your dream home!

Now that we have found you that “dream home”, it is time to make your offer and seal the deal. There are many quickly moving parts and steps during this final phase of the process, but we will be here with you every step of the way! You will have to consider your offer, any counter-offers, and make sure you communicate quickly and efficiently with all parties involved in the process.